Home Purchase Loans
Lock in today's rates and make your home in Fernley, Fallon, or Silver Springs affordable — from first-time buys to move-up homes.
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Fernley & Lyon County, NV
Your Fernley, NV guide to a great mortgage.
I'm Alyssa Marroquin, a mortgage broker with Luna Lending, right here in Fernley. Whether you're buying your first home off Farm District Road or refinancing out in Silver Springs, I'll shop the rates so you don't have to — with sincere, straight-talk service every step of the way.
NMLS 1361360Licensed Mortgage Broker
Multiple LendersShopped on your behalf
LocalFernley, NV based
Your Fernley broker
Alyssa Marroquin
7 days
A week we're here to help
Local
Fernley & Lyon County roots
What We Do
Mortgage solutions built around your life
As an independent mortgage broker, I make getting a home loan simpler than ever — comparing options across multiple lenders to find the one that fits you.
Refinance & Cash-Out
Lower your payment, shorten your term, or tap your equity. We'll crunch the numbers for you.
View detailsVA & USDA Loans
Zero-down options for veterans, active-duty service members, and eligible rural Nevada buyers.
View detailsFHA Loans
Flexible credit guidelines and low down payments — a great fit for many first-time buyers.
View detailsFirst-Time Buyer Help
New to buying in Fernley? I'll walk you through down-payment-assistance options and the loan that fits a first home best.
Read the Fernley guideSelf-Employed & Non-QM
Bank-statement and alternative-documentation loans for entrepreneurs and investors.
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Meet Your Broker
Hi, I'm Alyssa Marroquin
As a Fernley-based mortgage broker with Luna Lending, my job is simple: make the home-loan process feel clear, calm, and genuinely on your side. I'll listen first, explain your options in plain language, and shop multiple lenders to find a loan that actually fits your goals and budget.
The Luna Difference
Named for the dog who started it all
Luna Lending is an independent mortgage broker known for great rates and sincere service. Our namesake — Luna, the pup you see here — is a reminder of what we're really about: loyalty, trust, and treating every client like family.
When you work with me, you get that same personal commitment backed by Luna Lending's full lineup of loan programs and a team that genuinely cares about getting you home.
Where I Lend
Hometown lending for Fernley & Lyon County
From the Farm District and Donner Trail to Silver Springs, Stagecoach, and out to Fallon — I focus on the communities of Lyon and Churchill County, about 30 minutes east of Reno on I-80.
FernleyFallon
Silver SpringsStagecoach
DaytonHazen
WadsworthLyon County
Churchill County
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Good to Know
Fernley mortgage questions, answered
Does Alyssa offer mortgages in Fernley, Nevada?
Yes. Alyssa Marroquin (NMLS 1361360) is a local Fernley mortgage broker with Luna Lending serving Fernley, Fallon, Silver Springs, Stagecoach, Dayton, Hazen, Wadsworth, and the rest of Lyon and Churchill County.
Are there down payment assistance programs for Fernley buyers?
Often, yes. Nevada programs such as Home Is Possible and the Rural Nevada Development Corporation can help eligible Lyon County first-time and moderate-income buyers with down payment and closing costs. I'll help you check what you qualify for.
What types of home loans can I get?
Home purchase loans, refinancing, cash-out refinance, FHA, VA, USDA rural loans, jumbo loans, conventional 15- and 30-year fixed mortgages, and non-QM options for self-employed borrowers.
How do I get pre-approved?
Call or text Alyssa at (775) 440-0203, email alyssa@lunalending.com, or start a secure online application. A pre-approval usually takes a short conversation and a quick review of your income and credit.
Why use a mortgage broker instead of a bank?
As an independent broker, Luna Lending shops multiple lenders to find competitive rates and programs, rather than offering a single bank's products — which often means more options and a better fit for your situation.
No-Pressure Consultation
Let's find the right loan for you
Reach out today for a free quote or pre-approval. I'll walk you through every step.