/* =========================================================
   Luna Lending – Fernley, NV  |  Alyssa Marroquin
   Design: "Nocturne" — navy night sky + moonlight gold
   ========================================================= */

:root{
  --navy-900:#0a1f38;
  --navy-800:#0e2a47;
  --navy-700:#143a5e;
  --navy-600:#1d4d77;
  --navy-500:#2d6394;
  --gold-500:#c9a44c;
  --gold-400:#d8b96a;
  --gold-100:#f3e7c6;
  --ivory:#faf6ee;
  --ivory-2:#f3ecdf;
  --paper:#ffffff;
  --ink:#15212e;
  --ink-soft:#3f4d5b;
  --line:rgba(20,58,94,.14);
  --shadow-sm:0 2px 10px rgba(10,31,56,.08);
  --shadow-md:0 14px 40px rgba(10,31,56,.16);
  --shadow-lg:0 30px 70px rgba(10,31,56,.28);
  --r-sm:10px; --r-md:18px; --r-lg:28px;
  --maxw:1180px;
  --display:"Fraunces", Georgia, "Times New Roman", serif;
  --body:"Hanken Grotesk", system-ui, -apple-system, sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--body);
  color:var(--ink);
  background:var(--ivory);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img{max-width:100%;display:block;height:auto}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;line-height:1.1;margin:0 0 .4em;letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,6vw,4.3rem);font-weight:500}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem)}
h3{font-size:clamp(1.25rem,2.2vw,1.6rem)}
p{margin:0 0 1.1rem}
.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:clamp(1.1rem,4vw,2.4rem)}
.eyebrow{
  font-family:var(--body);font-weight:700;text-transform:uppercase;
  letter-spacing:.22em;font-size:.74rem;color:var(--gold-500);
  display:inline-flex;align-items:center;gap:.6rem;margin-bottom:1rem;
}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--gold-500)}
.muted{color:var(--ink-soft)}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  font-family:var(--body);font-weight:700;font-size:.95rem;letter-spacing:.01em;
  padding:.95rem 1.7rem;border-radius:999px;border:1.5px solid transparent;
  cursor:pointer;transition:transform .25s ease, box-shadow .25s ease, background .25s ease, color .25s ease;
  white-space:nowrap;
}
.btn-gold{background:var(--gold-500);color:var(--navy-900);box-shadow:0 10px 26px rgba(201,164,76,.35)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(201,164,76,.45);background:var(--gold-400)}
.btn-navy{background:var(--navy-800);color:#fff}
.btn-navy:hover{transform:translateY(-2px);background:var(--navy-700);box-shadow:var(--shadow-md)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.45);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn-outline{background:transparent;border-color:var(--navy-700);color:var(--navy-800)}
.btn-outline:hover{background:var(--navy-800);color:#fff}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(250,246,238,.86);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-block:.7rem}
.brand{display:flex;align-items:center;gap:.7rem}
.brand img{height:44px;width:auto}
.nav-links{display:flex;align-items:center;gap:.3rem;list-style:none;margin:0;padding:0}
.nav-links a{
  font-weight:600;font-size:.95rem;padding:.55rem .85rem;border-radius:8px;
  color:var(--navy-800);transition:background .2s,color .2s;position:relative;
}
.nav-links a:hover{background:rgba(20,58,94,.07)}
.nav-links a[aria-current="page"]{color:var(--gold-500)}
.nav-cta{display:flex;align-items:center;gap:.6rem}
.nav-cta .btn{padding:.7rem 1.25rem;font-size:.88rem}
.menu-toggle{display:none;background:none;border:0;cursor:pointer;padding:.4rem}
.menu-toggle span{display:block;width:26px;height:2px;background:var(--navy-800);margin:5px 0;transition:.3s}

/* ---------- Hero ---------- */
.hero{
  position:relative;color:#fff;overflow:hidden;
  background:
    radial-gradient(120% 90% at 85% -10%, rgba(45,99,148,.55), transparent 55%),
    radial-gradient(90% 80% at 10% 110%, rgba(201,164,76,.18), transparent 50%),
    linear-gradient(160deg,var(--navy-900) 0%,var(--navy-800) 45%,var(--navy-700) 100%);
}
.hero::after{ /* stars */
  content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;
  background-image:
    radial-gradient(1.4px 1.4px at 20% 30%, rgba(255,255,255,.7), transparent),
    radial-gradient(1.2px 1.2px at 70% 20%, rgba(255,255,255,.55), transparent),
    radial-gradient(1px 1px at 40% 60%, rgba(255,255,255,.5), transparent),
    radial-gradient(1.3px 1.3px at 88% 55%, rgba(255,255,255,.5), transparent),
    radial-gradient(1px 1px at 55% 80%, rgba(255,255,255,.45), transparent);
}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;
  gap:clamp(2rem,5vw,4rem);align-items:center;padding-block:clamp(3.5rem,7vw,6rem)}
.hero .eyebrow{color:var(--gold-400)}
.hero .eyebrow::before{background:var(--gold-400)}
.hero h1{color:#fff;margin-bottom:.3em}
.hero h1 em{font-style:italic;color:var(--gold-400)}
.hero-lead{font-size:1.15rem;color:rgba(255,255,255,.82);max-width:46ch;margin-bottom:1.8rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-bottom:1.9rem}
.hero-trust{display:flex;flex-wrap:wrap;gap:1.6rem;font-size:.86rem;color:rgba(255,255,255,.7)}
.hero-trust b{color:#fff;font-family:var(--display);font-size:1.05rem;display:block}
.hero-portrait{position:relative}
.hero-portrait .frame{
  position:relative;border-radius:var(--r-lg);overflow:hidden;
  box-shadow:var(--shadow-lg);border:1px solid rgba(255,255,255,.12);
  aspect-ratio:1/1;
}
.hero-portrait .frame img{width:100%;height:100%;object-fit:cover}
.hero-portrait .badge{
  position:absolute;left:-18px;bottom:26px;background:var(--ivory);color:var(--navy-800);
  border-radius:var(--r-md);padding:.85rem 1.1rem;box-shadow:var(--shadow-md);
  display:flex;align-items:center;gap:.7rem;max-width:240px;
}
.hero-portrait .badge .moon{
  width:38px;height:38px;border-radius:50%;flex:0 0 38px;
  background:radial-gradient(circle at 35% 35%,var(--gold-400),var(--gold-500));
  box-shadow:inset -6px -6px 0 rgba(10,31,56,.12);
}
.hero-portrait .badge small{display:block;font-size:.72rem;color:var(--ink-soft);letter-spacing:.02em}
.hero-portrait .badge strong{font-family:var(--display);font-size:1rem}

/* ---------- Section scaffolding ---------- */
section{position:relative}
.section{padding-block:clamp(3.4rem,7vw,6rem)}
.section-head{max-width:680px;margin-bottom:2.6rem}
.section-head.center{margin-inline:auto;text-align:center}
.bg-paper{background:var(--paper)}
.bg-ivory{background:var(--ivory)}
.bg-navy{
  background:
    radial-gradient(100% 80% at 100% 0%, rgba(45,99,148,.5), transparent 55%),
    linear-gradient(150deg,var(--navy-900),var(--navy-700));
  color:#fff;
}
.bg-navy h2,.bg-navy h3{color:#fff}
.bg-navy .muted{color:rgba(255,255,255,.74)}

/* ---------- Value strip ---------- */
.value-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);
  border-radius:var(--r-md);overflow:hidden;box-shadow:var(--shadow-sm)}
.value-strip .cell{background:var(--paper);padding:1.5rem 1.3rem}
.value-strip .num{font-family:var(--display);font-size:2rem;color:var(--navy-700)}
.value-strip .lab{font-size:.84rem;color:var(--ink-soft);letter-spacing:.02em}

/* ---------- Cards / services ---------- */
.grid{display:grid;gap:1.4rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--r-md);
  padding:1.7rem;transition:transform .3s ease,box-shadow .3s ease,border-color .3s;
  position:relative;overflow:hidden;
}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:rgba(201,164,76,.5)}
.card .ic{
  width:52px;height:52px;border-radius:14px;display:grid;place-items:center;margin-bottom:1.1rem;
  background:linear-gradient(150deg,var(--navy-800),var(--navy-600));color:var(--gold-400);
}
.card .ic svg{width:26px;height:26px}
.card h3{margin-bottom:.4rem}
.card p{font-size:.96rem;color:var(--ink-soft);margin-bottom:.8rem}
.card .more{font-weight:700;font-size:.86rem;color:var(--navy-700);letter-spacing:.03em;
  text-transform:uppercase;display:inline-flex;gap:.4rem;align-items:center}
.card .more::after{content:"→";transition:transform .25s}
.card:hover .more::after{transform:translateX(4px)}

/* ---------- Split feature (about Alyssa / Luna) ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4rem);align-items:center}
.split.rev{direction:rtl}
.split.rev>*{direction:ltr}
.split-media{position:relative}
.split-media img{border-radius:var(--r-lg);box-shadow:var(--shadow-md);width:100%}
.split-media.dog{
  background:var(--ivory);padding:10px;
  border-radius:var(--r-lg);box-shadow:var(--shadow-lg);
}
.split-media.dog img{box-shadow:none;border-radius:calc(var(--r-lg) - 8px)}
.tag-list{list-style:none;padding:0;margin:1.2rem 0 0;display:grid;gap:.7rem}
.tag-list li{display:flex;gap:.7rem;align-items:flex-start;font-size:.98rem}
.tag-list svg{flex:0 0 22px;width:22px;height:22px;color:var(--gold-500);margin-top:.15rem}

/* ---------- Area served ---------- */
.chips{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.2rem}
.chip{
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);
  color:#fff;border-radius:999px;padding:.5rem 1rem;font-size:.88rem;font-weight:600;
}
.bg-ivory .chip{background:rgba(20,58,94,.06);border-color:var(--line);color:var(--navy-800)}

/* ---------- Calculator ---------- */
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(1.6rem,4vw,3rem);align-items:center}
.calc-card{background:var(--paper);border-radius:var(--r-lg);padding:clamp(1.5rem,3vw,2.4rem);
  box-shadow:var(--shadow-md);border:1px solid var(--line)}
.field{margin-bottom:1.1rem}
.field label{display:block;font-weight:700;font-size:.84rem;color:var(--navy-800);margin-bottom:.4rem;letter-spacing:.02em}
.field input{width:100%;padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:var(--r-sm);
  font-family:var(--body);font-size:1rem;color:var(--ink);background:var(--ivory);transition:border .2s}
.field input:focus{outline:none;border-color:var(--gold-500);background:#fff}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.calc-result{
  background:linear-gradient(150deg,var(--navy-900),var(--navy-700));color:#fff;
  border-radius:var(--r-lg);padding:clamp(1.6rem,3vw,2.4rem);text-align:center;box-shadow:var(--shadow-md);
}
.calc-result .pay{font-family:var(--display);font-size:clamp(2.6rem,6vw,3.6rem);color:var(--gold-400);line-height:1}
.calc-result small{display:block;letter-spacing:.18em;text-transform:uppercase;font-size:.72rem;color:rgba(255,255,255,.7);margin-bottom:.6rem}
.calc-note{font-size:.78rem;color:rgba(255,255,255,.6);margin-top:1rem;margin-bottom:0}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin-inline:auto}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-md);
  margin-bottom:.9rem;overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:1.2rem 1.4rem;font-family:var(--display);
  font-size:1.12rem;color:var(--navy-800);display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--gold-500);transition:transform .3s;line-height:1}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .ans{padding:0 1.4rem 1.3rem;color:var(--ink-soft);font-size:.98rem}

/* ---------- CTA band ---------- */
.cta-band{text-align:center}
.cta-band h2{max-width:18ch;margin-inline:auto}
.cta-band .hero-actions{justify-content:center;margin-top:1.6rem}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.6rem,4vw,3rem)}
.info-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-md);padding:1.5rem;
  display:flex;gap:1rem;align-items:flex-start;box-shadow:var(--shadow-sm)}
.info-card .ic{width:46px;height:46px;border-radius:12px;flex:0 0 46px;display:grid;place-items:center;
  background:linear-gradient(150deg,var(--navy-800),var(--navy-600));color:var(--gold-400)}
.info-card .ic svg{width:22px;height:22px}
.info-card h3{font-size:1.05rem;margin-bottom:.2rem}
.info-card a,.info-card p{font-size:.96rem;color:var(--ink-soft);margin:0}
.info-card a:hover{color:var(--navy-700)}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-900);color:rgba(255,255,255,.72);padding-block:clamp(2.6rem,5vw,4rem) 1.5rem}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2rem}
.site-footer img.flogo{height:46px;margin-bottom:1rem;opacity:.95}
.site-footer h4{color:#fff;font-family:var(--body);font-weight:700;font-size:.8rem;letter-spacing:.16em;
  text-transform:uppercase;margin-bottom:1rem}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:.6rem}
.site-footer a:hover{color:var(--gold-400)}
.footer-soc{display:flex;gap:.7rem;margin-top:1rem}
.footer-soc a{width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.2);
  display:grid;place-items:center;transition:.25s}
.footer-soc a:hover{background:var(--gold-500);border-color:var(--gold-500);color:var(--navy-900)}
.footer-soc svg{width:18px;height:18px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:2.4rem;padding-top:1.5rem;font-size:.78rem;line-height:1.7;color:rgba(255,255,255,.55)}
.legal .ehl{display:inline-flex;align-items:center;gap:.5rem;margin-bottom:.6rem;color:#fff;font-weight:600}
.legal .ehl svg{width:26px;height:26px;color:var(--gold-400)}
.legal a{color:rgba(255,255,255,.75);text-decoration:underline}

/* ---------- Reveal animation (progressive enhancement) ----------
   Content is fully visible by default. Only hidden when JS is active
   (html.js), then revealed on scroll. Guarantees no blank sections
   for crawlers or no-JS users. */
html.js .reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
html.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion: reduce){
  html.js .reveal{opacity:1;transform:none;transition:none}
}

/* ---------- Responsive ---------- */
@media(max-width:960px){
  .hero .wrap{grid-template-columns:1fr;text-align:left}
  .hero-portrait{max-width:420px}
  .grid-3{grid-template-columns:1fr 1fr}
  .value-strip{grid-template-columns:1fr 1fr}
  .split,.split.rev{grid-template-columns:1fr;direction:ltr}
  .calc{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr 1fr}
}
@media(max-width:680px){
  .nav-links,.nav-cta .btn-schedule{display:none}
  .menu-toggle{display:block}
  .nav-links.open{
    display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;
    background:var(--ivory);padding:1rem 1.4rem 1.6rem;gap:.2rem;border-bottom:1px solid var(--line);
    box-shadow:var(--shadow-md);
  }
  .nav-links.open a{padding:.8rem .6rem;border-radius:8px}
  .grid-3,.grid-2{grid-template-columns:1fr}
  .value-strip{grid-template-columns:1fr}
  .calc-row{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .hero-portrait .badge{left:0}
}

/* ---------- Mobile menu CTA (Schedule a Call) ---------- */
.m-cta{display:none}
.nav-links .m-cta .btn-navy{color:#fff}
@media(max-width:680px){
  .nav-links.open{text-align:center}
  .nav-links.open .m-cta{display:block;margin-top:.7rem;padding-top:.9rem;border-top:1px solid var(--line)}
  .nav-links.open .m-cta .btn{display:inline-flex;width:100%;justify-content:center}
  /* slightly tighter hero + comfortable tap spacing on phones */
  .hero .wrap{padding-block:clamp(2.4rem,8vw,3.4rem)}
  .hero-actions .btn{flex:1 1 auto;justify-content:center}
  .nav-cta .btn-gold{padding:.65rem 1.05rem;font-size:.85rem}
}

/* ---------- Social pills (Connect with Alyssa) ---------- */
.connect{display:flex;flex-wrap:wrap;align-items:center;gap:.7rem;margin-top:1.7rem}
.connect-label{font-weight:700;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-500);margin-right:.2rem}
.soc-pill{display:inline-flex;align-items:center;gap:.55rem;padding:.6rem 1.15rem;border:1.5px solid var(--line);
  border-radius:999px;font-weight:600;font-size:.92rem;color:var(--navy-800);background:var(--paper);transition:transform .25s,background .25s,color .25s,border-color .25s,box-shadow .25s}
.soc-pill svg{width:18px;height:18px}
.soc-pill:hover{background:var(--navy-800);color:#fff;border-color:var(--navy-800);transform:translateY(-2px);box-shadow:var(--shadow-sm)}
@media(max-width:560px){.connect{gap:.55rem}.connect-label{width:100%;margin-bottom:.2rem}}